Assessing socially differentiated needs and preferences for bundled livestock insurance in Northern Kenya using a multi-method approach
International Livestock Research Institute (ILRI)
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Abstract: Climate change has increased the intensity,duration,and frequency of droughts in the arid and semi-arid lands of Kenya. Uninsured risk can lead to suboptimal decision-making and forgone income,consequently impoverishing people and creating poverty traps (Carter et al.,2007; Carter and Janzen,2017; Chantarat et al.,2012). Efforts to address drought shocks,reduce vulnerability,and build the resilience of pastoralists livelihoods and systems,promote the adoption and scaling of index-based livestock insurance (IBLI) (e.g.,IGAD,2022; World Bank,2022). Over the last decade the payouts from IBLI have been instrumental in addressing drought impacts to meet the needs of the pastoralists related to health services,feed,fodder inputs for their livestock,besides food for their households (Taye et al.,2019). In addition,to accessing services,it is assumed that information is required on their availability,quality as well as where they can be found; which is also often a challenge in the drylands (Chelanga et al.,2022).